Disability Income Insurance

Most Americans insure their material assets, but many overlook the need to protect their most valuable asset—the ability to earn an income. Like insuring your car, your home, and other valuable possessions, you need to insure yourself in case you are no longer able to work. That’s what disability income insurance does. It provides you with a source of replacement income if you’re unable to work due to an illness or accident. Disability insurance should be an essential part of your financial plan.

Simply believing “it won’t happen to me” does not eliminate the risk that, at some time in your life, you could face a disabling illness or injury. No one expects to become disabled, but having disability insurance can protect you against an illness or accident that could jeopardize your income. It could be the key to maintaining your family’s lifestyle.

A disability income insurance policy with National Mutual Benefit will protect you 24 hours a day, both on and off the job. You choose the amount of coverage, the length of time you must be disabled before benefits begin, and the length of time benefits are paid to you. Neither your benefits nor your premiums vary if your occupation changes, even to a more hazardous one.

Consider adding the Social Insurance benefit to your plan. This benefit is supplemental coverage designed to provide additional, lower cost coverage for the time period between the onset of a disability and the beginning of other disability coverage available from such sources as Social Security Disability Coverage and Worker's Compensation insurance coverage.

For more information about our products contact our Home Office or find your local sales office.

Policy Forms 8018-8611. Not available in all states.

National Mutual Benefit is authorized to conduct business in 11 states: Arizona, Colorado, Illinois, Iowa, Michigan, Minnesota, Nebraska, North Dakota, South Dakota, Wisconsin and Wyoming. Products issued by National Mutual Benefit are available to applicants who meet membership, insurability, U.S. citizenship and residency requirements. Not all products described are available in all states.

Guarantees are backed by the financial strength and claims paying ability of National Mutual Benefit.